Life Insurance is has changed so much in the last 20 years and we assist our clients in evaluating existing contracts to ensure solvency, we compare all different types of coverage to fit the need and we help fund Buy/Sell arrangements, estate planning, ILIT’s, deferred compensation and family planning. Each year the contracts are reviewed in order to determine whether we need to make any changes.

Long-Term Care is a rapidly changing benefit that gives clients many choices how to mitigate the unexpected and sometime extremely high cost of medical, physical, emotional care for both young and old. It is often referred to as Chronic Illness but it encompasses a huge variety of diagnosed illnesses. Allow us to sort through your options to educate you about the costs versus benefits that fit your specific plan.